Downpayment for condo in Singapore normally includes 25% minimal for lender financial loan purchases, with a minimum of five% in income and twenty% funds/CPF; for initial housing personal loan, LTV approximately 75%, Customer’s Stamp Duty applies on tiered costs, Extra Customer’s Stamp Duty differs by profile; typical new launch scheduling payment five% money, remainder of 20% on working out within just choice period of time, progressive payment by construction stages; resale involves Choice Price (one% money) then work out (four% money) and harmony; lawful fees, valuation, house loan responsibility, and fireplace insurance coverage insert to upfront costs; associated keyword phrases include website condo downpayment, LTV limits, TDSR 55%, MSR not applicable to private, CPF OA usage limitations, bare minimum dollars, ABSD remission for married partners, financial institution fascination fees, lock-in, and pricing sensitivity by district.